1. Select Purpose of Financing: Purpose of Financing entails various types of financing instruments being offered by Financial Institutions. These instruments can be broadly categorized under ‘Long term Finance’ and ‘Working Capital Finance’. Long term finance refers to loans meant for purchase of equipment, land, building civil works, etc. with a pay back period of more than one year. Working capital finance includes loans used for short term financing of the business i.e. less than one year. In addition to these, a variety of other instruments are also available with varying pre-requisites. Please select your desired option in this category.

2. Select Business Sector: Banks have categorized businesses into a number of sectors for ease of determining modalities of both the business and the industry it falls in. For example, a wheat-processing unit falls under the ‘Agricultural sector’ and a milk processing unit falls under the Dairy sector. Please select the sector of your choice.

3. Select Bank / Leasing Firm: The list entails all Financial Institutions i.e. both banks and leasing companies who are interested in publishing their information on SMEDA website. Please select the bank / leasing firm that best fulfills your requirements. Selected Financial Institution will include details of products / services offered along with contact details of concerned personnel in case further information is required.

4. Select City: Please select the city closest and most convenient for your business transactions. In case you do not find the city of your choice, please choose one that is closest to your business in order to ensure ease in transactions.

5. Results: Click on ‘Search’. Results received will include the following:

– Purpose of Financing
– Business Sector
– Name of Financial Institution
– Name of City
– Products offered and their details in terms of collateral, tenure, markup rate and loan amount
– Details of contact person from the specified Bank and City